Dental insurance helps make dental work less expensive. Focusing on prevention, many services such as preventive check-ups and cleanings are usually covered at 100 percent. It also helps reduce your out-of-pocket costs for many procedures by sharing the cost with you. Without a dental plan, you would be responsible for the full cost of your treatment.
Dental care effects more than just your teeth. It has a positive effect on your overall health. The National Academy of Medicine studies have shown that oral health complications can be associated with an increased risk of heart disease and many other health conditions.
You will have to check with your dentist to be sure, but 3 out of 4 dentists participate nationwide in Delta Dental.
You can get dental coverage 2 ways: as part of a health plan, or by itself through a separate, stand-alone dental plan. You can’t buy a Marketplace dental plan unless you’re buying a health plan at the same time.
No, you can buy dental insurance year round. There may be certain dental plans that you can only buy during open enrollment if you are adding or bundling them with your health plan.
You can enroll for coverage here.